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I ran some numbers and even if I had not saved any money currently, I would need to put away $8,500 into a retirement account for the next 35 years assuming 5% rate of return in order to …

I wonder if theres any equivalent to the american ROTH IRA here in Netherlands or any other way of investing for retirement without having to pay … Press J to jump to the feed. Press question …

I don't even know how much I should shoot to save for retirement, when I could think about possibly retiring, or where to put the money when I start saving it.

25 votes, 32 comments. How do you guys decide how much of your monthly surplus to put into Retirement accounts (401k, IRAs, Roths, etc.) vs just…

I learned how to not lose all my money on the stock market (diversified multiple ETF strategy), I now have my expenses either in order or waiting a few months ...

No. Ideally it would be in a 401k so that you are getting the company match. Whether Trad or Roth really has to do with your current income vs.

1) Always consider opportunity cost. If you make $20/ hour: • that night out isn’t $300, it’s 15 hours of your time, or 2 days of work • that car isn’t $50,000, it’s 2,500 hours of your time, or …

It depends on when you retire, what standard of living you want to have in retirement, and what non-monetary assets you have at that time. If ...

And be clear that when you invest in a target date retirement fund, you're actually investing in several underlying index funds. They are going to hold some percentage of: 1) total us stock …

The first thing to do is become as frugal as possible. When you cost of living is reduced then your need for savings is reduced as well. By trimming $1 from your monthly budget you need $300 …

while i understand the importance of saving for retirement, it seems to me that saving 12% of my pre tax income will generate more than enough savings for our retirement goals (currently …

Open a free account with Fidelity (or whom ever you like). Start a ROTH IRA. Invest in a mutual, like FXAIX. Retire. Or, Index Funds or ETFs - ...

I'm so confused and overwhelmed trying to figure this out. I'm 25 and want to invest and not touch the money till retiring age. The place I am …

If you want to put a lot of time into research, I suggest value investing and dividend growth investing. You can backdoor your 401k by rolling a portion of it out into a Roth, pay the taxes, and 5 years later you can withdraw the principle in the Roth tax free. Real estate is a good idea. 14. yeahokwhynot • 10 yr. ago.

8.2.2022 · In this article, we discuss 10 dividend stocks to buy for retirement in 2022 according to Reddit. If you want to skip our detailed analysis of dividend investing, go directly to 5 Dividend …

Am I wrong to try and buy individual etfs/mutual funds for him instead of just putting this in a managed IRA or Lifepath plan? Any tax implications I am not ...

Good options include Vanguard, Fidelity, and Schwab. Take the worst fund from your 401 (k) and leave it out of your 401 (k). Replace that fund with a better choice from your IRA. Repeat #2 …

So what I've got from looking around FI is to do the following: Build up emergency fund. Get match from 401k. Max Roth Ira. Max 401k.

Have an emergency fund, have an investment fund under your control, invest in retirement early and often. With an income of 80k you should be able to save for retirement, and put some away for more immediate needs. I expect some day you will get a raise, the temptation is to increase spending for a more luxurious lifestyle.

They get it from investments. Retirement funds are tied to the stock market because money grows faster in the stock market than in other, more stable investments. In the US, there are …

I'm so confused and overwhelmed trying to figure this out. I'm 25 and want to invest and not touch the money till retiring age. The place I am …

If you have access to an employer-matched 401k, use it. · If you have access to an HSA, use it. · Open a Vanguard or Fidelity IRA. · Make sure you ...

1) Always consider opportunity cost. If you make $20/ hour: • that night out isn’t $300, it’s 15 hours of your time, or 2 days of work • that car isn’t $50,000, it’s 2,500 hours of your time, or 357 days of work Time is your most valuable asset, don’t waste it 2) Surround yourself with mindsets which to help you grow, not hold you back.

... Should I Keep Investing? How Much Should I Save? How should you invest during market volatility? Is 15% enough to save for retirement?