Federal Student Aid
studentaid.gov › help-center › answersAn endorser is someone without an adverse credit history who agrees to repay the Direct PLUS Loan if the borrower becomes delinquent in making payments or defaults on the loan. The endorser may not be the student on whose behalf a parent obtains a Direct PLUS Loan. Learn about endorser codes.
Federal Student Aid
studentaid.gov › endorser-addendumJul 31, 2022 · An endorser is someone who agrees to repay a Direct PLUS Loan if the borrower doesn't repay the loan, much like a cosigner does for other types of loans. If the borrower is a parent, the endorser may not be the student on whose behalf the parent is borrowing.